Cool. I'm learning. I didn't really knew what was RMSV (Root Mean Squared Voltage). Just to be sure, it is correct to say that I should use a "true RMS" voltmeter? And it is correct to say the following?
12 * .707 = 8.48
12 + 8.48 = 20.48
that is the peak-peak voltage.
As you will see 18v is close to those 20.48v
No a bit backwards.
After the bridge with out the cap or load you will get RMS * SQRT 2 peak, but since the transformer is unloaded you get 20% more (transformer "regulation" of 20% means you get 20% more with no load than you do with full load)
When you add the capacitor it charges to the peak voltage. When you add the load the capacitor charges to the peak and discharges to the load between peaks.
A true RMS voltmeter will pick up all the crap in the signal up to it's frequency response limit and give you the actual DC equivalent. Normal meters respond to the average and are calibrated to read RMS assuming they are averaging a perfect sine wave.
RMS means Root Mean Square. Take tiny little time segments, square the values, add them up, and take the square root. In calculus it would be the square root of the integral of the square of the function.